Hemphill, Luke

Luke Hemphill CRNA

Minimum Premium

   $1M Whole Life / Base

   $1M Renewable Term

Guardian Life

Required Guaranteed

Projected

Projected

Projected Additional

Total Cash Value

Minimum

Total Cash Value

Net

Additn'l YRT

Net

Pol

Att Age

Annual

Death Benefit

Annual

Death

Year

Premium

Premium Benefit

1 2 3 4 5 6 7 8 9

39 40 41 42 43 44 45 46 47 48 53 54 55 56 57 58 59 64 65 66 67 68 69 70 71 72 73 83 84 85 86 87 88 89 90 91 92 93 95 96 97

7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925 7,925

0 0

0

500,000 500,305 501,567 503,109 504,875 506,991 509,742 513,727 518,886 525,148 571,357 583,379 595,817 608,713 622,074 635,862 632,811 626,911 628,153 630,015 632,442 635,406 638,884 642,889 647,450 652,663 658,559 756,873 771,148 786,225 801,894 818,093 834,768 851,947 869,489 887,057 904,477 921,592 954,397 969,398 982,584

470 580 800 950

1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000

305

4,965 11,250 17,700 24,550 31,565 38,760 46,135 53,760 95,300 104,170 113,175 122,320 131,605 141,100 150,170 196,700 206,080 215,515 225,035 234,635 244,355 254,140 263,980 273,725 283,405 372,950 380,565 387,860 394,795 401,345 407,515 413,330 418,830 424,255 429,720 435,365 448,290 456,780 468,030

5,681 12,453 19,519 27,133 35,341 44,174 53,662 63,869 126,649 141,494 156,982 173,147 190,014 207,648 217,139 269,929 281,834 294,181 306,998 320,299 334,132 348,483 363,376 378,743 394,630 584,791 606,983 629,705 652,687 675,871 699,202 722,732 746,361 770,124 794,048 818,213 868,479 895,878 926,261

1,160 1,320 1,460 1,640 1,850 2,090 3,570 4,030 4,600 5,310 5,990 6,540 7,130

10

15 16 17 18 19 20 21 26 27 28 29 30 31 32 33 34 35 45 46 47 48 49 50 51 52 53 54 55 57 58 59

0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

12,820

1,000,000

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

          ______________________           Policy Values Reflect Dividend Additions from Guardian Life's 2019 Dividend Scale           Carrier Dividends are Never Guaranteed.  Premiums include Disability Waiver           See AIS Bookshelf for Home Office Illustrations of Policy Values, Features and Benefits