Joshi, Sarika
Guardian Life Insurance Illustration Planning Concept Based on the 2019 Dividend Scale
Guaranteed
Non-Guaranteed
CASH VALUE
AGE
BASE
BASE
NET
AT
POLICY GUAR.
END OF
CUM AFTER CUM
OF
NET
NET
START ANNUAL CASH YEAR
NET
NET
TAX NET A/T
ALL
CASH DEATH
POL OF YR YEAR 71 108 72 109 73 110 74 111 75 112 76 113 77 114 78 115 79 116 80 117 81 118 82 119 83 120
PREM VALUE DIVIDEND PREM PREM OUTLAY OUTLAY ADDS VALUE BENEFIT
#
## *
# *
# *
# *
# *
## *
## *
## *
##
0 1,000,000 138,185 0 1,000,000 144,887 0 1,000,000 151,914 0 1,000,000 159,282 0 1,000,000 167,007 0 1,000,000 175,107 0 1,000,000 183,600 0 1,000,000 192,504 0 1,000,000 201,841
0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800 0 245,800
0 245,800 1,988,396 2,988,396 2,988,396 0 245,800 2,133,283 3,133,283 3,133,283 0 245,800 2,285,198 3,285,198 3,285,198 0 245,800 2,444,480 3,444,480 3,444,480 0 245,800 2,611,487 3,611,487 3,611,487 0 245,800 2,786,594 3,786,594 3,786,594 0 245,800 2,970,194 3,970,194 3,970,194 0 245,800 3,162,698 4,162,698 4,162,698 0 245,800 3,364,539 4,364,539 4,364,539 0 245,800 3,576,169 4,576,169 4,576,169 0 245,800 3,798,063 4,798,063 4,798,063 0 245,800 4,030,719 5,030,719 5,030,719
0 1,000,000
211,630
0 1,000,000 221,894 0 1,000,000 232,656 0 1,000,000 243,940
0 245,800 4,274,659 5,274,659 5,274,659 THIS ILLUSTRATION IS BASED ON THE 2019 DIVIDEND SCALE AND ASSUMES THAT THE CURRENTLY ILLUSTRATED NON-GUARANTEED ELEMENTS, INCLUDING DIVIDENDS, WILL CONTINUE UNCHANGED FOR ALL YEARS SHOWN. THIS IS NOT LIKELY TO OCCUR AND THE ACTUAL RESULTS MAY BE MORE OR LESS FAVORABLE THAN THOSE SHOWN. THE ASSUMPTIONS ON WHICH NON-GUARANTEED ELEMENTS ARE BASED ARE SUBJECT TO CHANGE BY THE COMPANY. SEE TABULAR DETAIL FOR GUARANTEED VALUES AND OTHER IMPORTANT INFORMATION.
August 28, 2019 ID:6692
Version: 2.24.1
Page: 17 of 18
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