Joshi, Sarika
Guardian Life Insurance Illustration Level Term Report Sarika Joshi, Female Age 38, Elite
Benefit
Premium **
$1,000,000
Level 20 Year Term Waiver of Premium
$600.00 $40.00 $30.00
Extended Conversion Rider
Accelerated Terminal Illness Rider
Total First Year Premium
$670.00
CUMULATIVE
AGE AT START OF YEAR
ANNUAL PREMIUM
ANNUAL PREMIUM
DEATH BENEFIT
POLICY YEAR
#
#
##
1 2 3 4 5 6 7 8 9
38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57
670 670 670 670 670 670 670 670 670 670 670 670 670 670 670 670 670 670 670 670
670
1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000
1,340 2,010 2,680 3,350 4,020 4,690 5,360 6,030 6,700 7,370 8,040 8,710 9,380
10
11 12 13 14 15 16 17 18 19 20
10,050
10,720 11,390 12,060 12,730 13,400
21
58
14,560
27,960
1,000,000
Mode Selected: Annual Cost per day: $1.84
Initial Modal Premium
Mode Annual
Modal Factor
1.000000 0.515000 0.262650 0.085833
670.00 345.05 175.98
Semi-Annual
Quarterly
Guard-O-Matic
57.51
5% Interest Adjusted Indices
Net Pay. 0.60 0.60 0.60
Surrender Cost Index
Equiv. Lev. Dividend
Year
10 15 20
0.60 0.60 0.60
0.00 0.00 0.00
Alternative not included: Waiver Plus -- $750 (Form 17-WPPLUS GLT)
August 28, 2019 ID:8800
Version: 2.24.1
Page: 4 of 4
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