Marcelo F. DiCarli

TYour Policy in Actions

Dr. Marcelo F. DiCarli, Male, 59 Preferred Non-Tobacco

Your Policy in Action

$500,000 PruLife ® Universal Protector Initial Annual Premium Outlay $8,598.00

Guaranteed Results Based on Minimum Interest Rate of 1.00% & Maximum Charges

Tax Equivalent IRR Death Benefit (1)

Annual Premium Outlay

IRR Death Benefit (1)

Cash Value

Death Benefit

Year

Age

1 2 3 4 5 6 7 8 9

59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88

8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598 8,598

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000

5,715%

8,792%

614% 248% 143%

944% 382% 221% 149%

96%

71.21% 55.19% 44.37% 36.63% 30.85% 26.38% 22.85% 19.99% 17.64% 15.67% 14.01% 12.58% 11.35% 10.28% 9.34% 8.52% 7.78% 7.12% 6.53% 6.00% 5.52% 5.08% 4.68% 4.32% 3.98%

109.55% 84.91% 68.26% 56.35% 47.46% 40.58% 35.15% 30.75% 27.14% 24.11% 21.55% 19.35% 17.46% 15.82% 14.37% 13.11% 11.97% 10.95% 10.05% 9.23% 8.49% 7.82% 7.20% 6.65% 6.12%

10

Total

$85,980

11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

Total

$171,960

Total

$257,940

THIS PRESENTATION IS NOT VALID WITHOUT A COMPLETE SET OF PAGES. THIS PRESENTATION ID IS 09052019146490 PLI Version 67.00 (MA) September 05, 2019 09:12 PM Page 5 of 15 (1) The IRR does not reflect the effects of income taxes. The Tax Equivalent IRR reflects an assumed annual tax rate of 35.00%. These hypothetical accounts are for demonstrative purposes only and do not represent any investment available on the market. CTP: 9600.00 FWP: 8598.00 ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section for more information.