Mr. Zhou

Charges and Expenses Report

Mr. Zhou, Male, 56 Preferred Non-Tobacco

This report shows the maximum deductions made from premium payments and the Contract Fund based on the assumptions used in this presentation.

$500,000 PruLife ® Universal Protector Initial Annual Premium Outlay $7,437.00

Charges and Expenses

Guaranteed Results Based on Minimum Interest Rate of 1.00% & Maximum Charges

Deductions from Premiums

Deductions from the Contract Fund

Policy Values

Annual Premium Outlay

Premium Based Admin Charge

Admin. & Transaction Charges

Cost of Insurance

Charge for Extras

Cost of Additional Riders

Sales Charge

Contract Fund

Cash Value

Death Benefit

Year Age

1 56 2 57 3 58 4 59 5 60 6 61 7 62 8 63 9 64 10 65 11 66 12 67 13 68 14 69 15 70 16 71 17 72 18 73 19 74 20 75 21 76 22 77 23 78 24 79 25 80 26 81 27 82 28 83 29 84 30 85

7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437 7,437

558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558 558

1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339 1,339

3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360 3,360

1,863 1,981 2,109 2,269 2,468 2,734 3,041 3,395 3,778 4,191 4,626 5,106 5,640 6,260 6,994 7,863 8,888

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

30 60 75 92

315 485 511 361

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000

106 122 139 158 182 213 237 265 301 342 382 431 483 537 617 727

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Total

$74,370

10,067 11,400 12,869 14,483 16,266 18,270 20,568 23,236 26,283 29,770 33,812 38,508 43,949

Total

$148,740

0 0

842 978

0 1,156 0 1,334 0 1,504 0 1,685 0 1,893 0 2,140 0 2,420 0 2,727

Total

$223,110

THIS PRESENTATION IS NOT VALID WITHOUT A COMPLETE SET OF PAGES. THIS PRESENTATION ID IS 03262019519391 PLI Version 64.00 (MA) March 26, 2019 08:21 PM Page 7 of 15 ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section for more information.