No Lapse Premium Age 40 Analysis
Alternative Values
Valued Client, Male, 40 Preferred Non-Tobacco $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $8,539.00
This report shows results based on an alternate allocation and how the policy would perform under the indicated assumptions of interest rates and charges.
Alternate Values
Initial Payment Allocations @
Guaranteed Interest Rate @
Alternate Interest Rate @
Initial Non-Guaranteed Illustrated Interest Rate @
Fixed Account
0%
1.00% 0.00% 0.00%/ 0.00%
1.00% 1.95% 1.95%/ 0.00%
3.65% 5.10% 2.77%/ 1.20%
S&P 500 ® Indexed Account
100%
Goldman Sachs Voyager Indexed Account with
0%
Daily Interest Advantage
Initial Matured Index Segment Allocation @
Renew
Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
1 2 3 4 5 6 7 8 9
40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59
8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539 8,539
0 0 0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
0 0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
0 0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
3,705
4,879
3,243 8,175
10,731 18,157 25,493 32,981 40,778 48,721 56,941 65,412 74,199 83,121 92,168 101,354 109,166 117,057 124,995 132,947 140,912
12,715 21,190 29,832 38,897 48,565 58,691 69,429 80,773 92,814 105,395 118,534 132,273 145,131 158,591 172,657 187,338 202,670
12,941 17,686 22,565 27,419 32,377 37,418 42,498 47,441 52,236 56,879 59,967 62,915 65,712 68,340 70,753
10
Total 11
$85,390
12 13 14 15 16 17 18 19 20
Total
$170,780
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 992782462264281 PLI Version 90.00 (MI) August 03, 2023 12:18 PM
Page 20 of 29
Made with FlippingBook - professional solution for displaying marketing and sales documents online