No Lapse Premium Age 40 Analysis
Valued Client, Male, 40 Preferred Non-Tobacco $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $8,539.00
Alternate Values
Guaranteed Results Based on Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Annual = Contract Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
- Withdrawa l
21 60 22 61 23 62 24 63 25 64 26 65 27 66 28 67 29 68 30 69 31 70 32 71 33 72 34 73 35 74 36 75 37 76 38 77 39 78 40 79 41 80 42 81 43 82 44 83 45 84 46 85 47 86 48 87 49 88 50 89
8,539 8,539 8,539 8,539 8,539 8,539
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
8,539 8,539 8,539 8,539 8,539 8,539
74,502 77,914 80,929 83,479 85,515 86,981 END 0£
700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
149,066 157,257 165,382 173,381 181,199 188,866 77,367 87,881 98,312 108,520 118,697 128,825 138,728 148,341 157,626 166,419 174,675 182,277 189,059 194,980 199,645 203,435 205,736 206,228 204,445 199,791 191,456 178,367 159,146 131,924
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 591,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000<
218,875 235,835 253,511 271,902 291,021 310,956 209,095 230,243 252,406 275,592 300,023 325,803 352,980 381,693 412,071 443,718 476,591 510,820 546,291 583,235 621,420 661,350 702,682 745,431 789,596 835,188 882,222 930,742 980,861
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 591,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 527,450< 559,085< 595,739< 628,309< 666,476< 699,882< 739,490< 773,779< 815,111< 857,245< 900,140< 943,762< 988,088< 1,033,124 < 1,078,947 < 1,125,696 <
0 & 109,000
-109,000&
END 0£
13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825
13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825 13,825
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total
$263,489
$154,489
Total
$401,739
$292,739
1,032,748
Total
$539,989
$430,989
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. £ The assumed distribution cannot be made under the illustrated interest rate and charges. Therefore, under this scenario either no distribution or only a partial distribution is available and the policy is assumed to end. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 992053830063072 PLI Version 90.00 (MI) August 03, 2023 12:06 PM
Page 21 of 29
Made with FlippingBook - professional solution for displaying marketing and sales documents online