No Lapse Premium Age 40 Analysis
Alternative Values
Valued Client, Male, 40 Preferred Non-Tobacco $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $11,000.00
This report shows results based on an alternate allocation and how the policy would perform under the indicated assumptions of interest rates and charges.
Alternate Values
Initial Payment Allocations @
Guaranteed Interest Rate @
Alternate Interest Rate @
Initial Non-Guaranteed Illustrated Interest Rate @
Fixed Account
0%
1.00% 0.00% 0.00%/ 0.00%
1.00% 1.95% 1.95%/ 0.00%
3.65% 5.10% 2.77%/ 1.20%
S&P 500 ® Indexed Account
100%
Goldman Sachs Voyager Indexed Account with
0%
Daily Interest Advantage
Initial Matured Index Segment Allocation @
Renew
Guaranteed Results Based on Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Annual = Contract Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
- Withdrawa l
1 2 3 4 5 6 7 8 9
40 41 42 43 44 45 46 47 48
11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000 11,000
0 0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
1,289
2,077
4,885
10,322 19,677 29,517 39,318 49,321 59,686 70,253 81,154 92,376 103,975 115,772 127,762 139,960 150,859 161,916 173,107 184,407 195,819
11,915 22,378 33,655 45,246 57,413 70,346 83,910 98,268 113,439 129,509 146,338 163,956 182,420 200,265 218,994 238,636 259,222 280,814
11,910 19,074 26,099 33,132 40,329 47,529 54,865 62,317 69,843 77,270 84,590 91,801 97,501 103,106 108,608 113,991 119,216
10 49
Total
$110,000
$110,000
11 50 12 51 13 52 14 53 15 54 16 55 17 56 18 57 19 58 20 59
Total
$220,000
$220,000
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. £ The assumed distribution cannot be made under the illustrated interest rate and charges. Therefore, under this scenario either no distribution or only a partial distribution is available and the policy is assumed to end. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 992258343861533 PLI Version 90.00 (MI) August 03, 2023 12:09 PM
Page 20 of 29
Made with FlippingBook - professional solution for displaying marketing and sales documents online