No Lapse Premium Age 40 Analysis
Valued Client, Male, 40 Non-Smoker $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $10,372.00
Alternate Values
Guaranteed Results Based on Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Annual = Contract Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
- Withdrawa l
51 90 52 91 53 92 54 93 55 94 56 95 57 96 58 97 59 98 60 99 61 100 62 101 63 102 64 103 65 104 66 105 67 106 68 107 69 108 70 109 71 110 72 111 73 112 74 113 75 114 76 115 77 116 78 117 79 118 80 119
16,992 16,992 16,992 16,992 16,992 16,992
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
16,992 16,992 16,992 16,992 16,992 16,992
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
192,943 160,729 120,670 70,822
500,000< 500,000< 500,000< 500,000< 500,000< 500,000<
1,271,349 1,335,309 1,403,539 1,474,063 1,549,548 1,630,537 1,698,763 1,772,706 1,853,129 1,944,258 2,039,841 2,140,095 2,245,245 2,355,530 2,471,198 2,592,509 2,719,736 2,853,167 2,993,100 3,139,850 3,293,746 3,455,135 3,624,376 3,801,851 3,987,955 4,183,105 4,387,738 4,602,309 4,827,299 5,063,208
1,373,057 < 1,442,134 < 1,501,787 < 1,577,248 < 1,642,520 < 1,712,064 < 1,783,701 1,843,615 1,908,723 1,963,700 2,060,239 2,161,496 2,267,698 2,379,085 2,495,910 2,618,434 2,746,934 2,881,698 3,023,031 3,171,248 3,326,684 3,489,686 3,660,620 3,839,869 4,027,835 4,224,936 4,431,615 4,648,332 4,875,572 5,113,840
8,713
0
0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 & 0 &
0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0& 0&
END 0‡
END 0‡
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total
$762,440
$635,440
Total
$762,440
$635,440
Total
$762,440
$635,440
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. £ The assumed distribution cannot be made under the illustrated interest rate and charges. Therefore, under this scenario either no distribution or only a partial distribution is available and the policy is assumed to end. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 998416468079416 PLI Version 90.00 (MI) August 03, 2023 01:52 PM
Page 22 of 29
Made with FlippingBook. PDF to flipbook with ease