No Lapse Premium Age 40 Analysis
Valued Client, Male, 40 Non-Smoker $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $13,372.00
Alternate Values
Guaranteed Results Based on Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Annual = Contract Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
- Withdrawa l
21 60 22 61 23 62 24 63 25 64 26 65 27 66 28 67 29 68 30 69 31 70 32 71 33 72 34 73 35 74 36 75 37 76 38 77 39 78 40 79 41 80 42 81 43 82 44 83 45 84 46 85 47 86 48 87 49 88 50 89
13,372 13,372 13,372 13,372 13,372 13,372 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
13,372 13,372 13,372 13,372 13,372 13,372 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764 12,764
155,188 163,667 171,868 179,735 187,233 194,312 END 0£
700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
244,966 259,070 273,251 287,468 301,678 315,909 133,349 143,331 153,219 162,605 172,060 181,320 190,325 199,034 207,371 215,289 222,690 229,494 235,539 240,728 244,992 247,974 249,451 249,102 246,496 240,906 231,576 217,377 196,771 167,729
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 519,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000<
359,201 387,907 418,056 449,732 483,035 517,870 351,486 379,522 408,757 439,049 470,719 503,702 538,031 573,754 610,912 649,569 689,576 731,172 774,125 818,782 864,920 912,911 962,401
700,000< 700,000< 700,000< 700,000< 719,722< 761,269< 564,733< 538,921< 572,259< 605,887< 640,178< 674,961< 710,200< 745,881< 781,967< 818,456< 861,970< 899,341< 944,433< 982,538< 1,029,255 < 1,068,106 < 1,116,385 < 1,165,418 < 1,215,181 < 1,265,573 < 1,316,641 < 1,368,423 < 1,421,031 < 1,474,707 <
0 & 181,000
-181,000&
END 0£
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total
$385,964
$204,964
Total
$513,604
$332,604
1,013,407 1,065,948 1,119,976 1,175,572 1,232,814 1,291,846 1,352,942
Total
$641,244
$460,244
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. £ The assumed distribution cannot be made under the illustrated interest rate and charges. Therefore, under this scenario either no distribution or only a partial distribution is available and the policy is assumed to end. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 998758036911759 PLI Version 90.00 (MI) August 03, 2023 01:57 PM
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