No Lapse Premium Age 40 Analysis
Valued Client, Male, 40 Non-Smoker $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $10,372.00
Your Policy in Action
Guaranteed Results Based on
Non-Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Annual Premium Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Contract Fund
Year
Age
254,765 274,638 295,368 316,972 339,476 362,976 377,739 401,395 426,278 452,275 479,870 508,659 538,605 569,752 602,131 635,802 670,614 706,794 744,115 782,904 822,947 864,588 907,487 951,662 997,127
21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45
60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84
10,372 10,372 10,372 10,372 10,372 10,372
92,458 97,318 101,795 105,823 109,354 112,321 105,627 105,864 105,398 103,465 100,929 97,196 92,029 85,171 76,331 65,146 51,207 34,037 13,144
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000< 627,000<
254,765 274,638 295,368 316,972 339,476 362,976 377,739 401,395 426,278 452,275 479,870 508,659 538,605 569,752 602,131 635,802 670,614 706,794 744,115 782,904 822,947 864,588 907,487 951,662 997,127
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 627,000< 627,000< 627,000< 652,624< 681,603< 710,959< 740,678< 770,728< 801,111< 838,267< 869,356< 907,820< 939,485< 979,307< 1,011,568 < 1,052,685 < 1,094,411 < 1,136,725 <
0 &
7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840 7,840
Total
$293,192
0
Total
$371,592
0 0 0 0 0
Total
$410,792
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 998991155502882 PLI Version 90.00 (MI) August 03, 2023 02:01 PM
CTP: 7098.00 FWP: 7425.40
Page 17 of 29
Made with FlippingBook. PDF to flipbook with ease