No Lapse Premium Age 40 Analysis
Valued Client, Male, 40 Non-Smoker $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $10,372.00
Alternate Values
Guaranteed Results Based on Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Annual = Contract Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
- Withdrawa l
21 60 22 61 23 62 24 63 25 64 26 65 27 66 28 67 29 68 30 69 31 70 32 71 33 72 34 73 35 74 36 75 37 76 38 77 39 78 40 79 41 80 42 81 43 82 44 83 45 84 46 85 47 86 48 87 49 88 50 89
10,372 10,372 10,372 10,372 10,372 10,372 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
10,372 10,372 10,372 10,372 10,372 10,372 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992 16,992
92,458 97,318 101,795 105,823 109,354 112,321 END 0£
700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
172,986 182,480 191,878 201,117 210,126 218,916 88,481 100,963 113,383 125,295 137,338 149,226 160,901 172,330 183,441 194,200 204,517 214,332 223,500 231,954 239,663 246,315 251,749 255,730 257,939 257,813 254,810 248,109 236,600 218,841
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 573,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000< 500,000<
254,765 274,638 295,368 316,972 339,476 362,976 244,261 269,737 296,560 324,634 354,451 386,057 419,086 453,482 489,282 526,549 565,167 605,339 646,880 690,083 734,769 781,255 829,243 878,750 929,796 982,343
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 573,000< 500,000< 500,000< 500,000< 500,000< 517,316< 553,194< 589,526< 626,281< 663,451< 706,459< 744,567< 789,194< 828,100< 874,375< 914,068< 961,922< 1,010,563 < 1,059,967 < 1,110,048 < 1,160,842 < 1,212,382 < 1,264,765 < 1,318,206 <
0 & 127,000
-127,000&
END 0£
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total
$320,648
$193,648
Total
$490,568
$363,568
1,036,466 1,092,236 1,149,786 1,209,363
Total
$660,488
$533,488
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. £ The assumed distribution cannot be made under the illustrated interest rate and charges. Therefore, under this scenario either no distribution or only a partial distribution is available and the policy is assumed to end. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 998416468079416 PLI Version 90.00 (MI) August 03, 2023 01:52 PM
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