No Lapse Premium Age 40 Analysis

About The Interest Rates

This illustration assumes the following payment allocations, maturing segment allocation and designated transfer allocation instructions. These are for hypothetical purposes only. To set the allocation instructions that will apply to your policy, you will have to provide them to us. See the About the PruLife ® Founders Plus Indexed UL section for more details on the types of allocation instructions and for the order of priority when multiple instructions are in effect at the same time. Payment Allocation - Your payment allocation instructions will generally apply to net premiums, reinsurance payments, loan repayments, and loan interest credits.

About the Interest Rates

S&P 500 ® Indexed Account

Year

1 thru 81

100%

Maturing Index Segment Allocation - Renew: Proceeds from each maturing index segment will be allocated to a new segment in the same account. Illustrated Interest Rates and Midpoint Interest Rates The table below shows the Illustrated Interest Rates and Midpoint Interest Rates used to produce the illustration. The Illustrated Interest Rates are not an expected rate for any given year. They are not intended to predict future performances.

Goldman Sachs Voyager Indexed Account / Daily Interest Advantage

S&P500 ® Indexed Account

Fixed Account

Year Guaranteed Midpoint Illustrated Guaranteed Midpoint Illustrated Guaranteed Midpoint Illustrated

0.00% / 0.00%

1.39% / 0.60%

2.77% / 1.20%

1 thru 81 1.00% 2.33% 3.65% 0.00% 2.55% 5.10%

Alternate Rate The illustrated Alternate Fixed Rate is 1.00%. The illustrated Alternate Index Rate is 1.95%. The illustrated Alternate Daily Interest Advantage Rate is 0.00%. The alternate rate is used to calculate additional values for comparison against the illustrated values. Maximum Illustrated Indexed Interest Rates The maximum illustrated S&P 500 ® Indexed Account Interest Rate of 5.10% is calculated based on, in part, the changes in the S&P 500 ® Index by applying the current participation rate, cap, and floor to determine index interest rates for successive 25-year periods in the history of the Index. The initial 25-year period starts on 12/31/1957, and additional 25-year periods start on each subsequent trading day thereafter. The last 25-year period in the calculation ends on 12/31/2022. An average annual index interest rate for each of those 25-year periods is calculated. The maximum illustrated rate is the average of all of the annual average rates calculated. The chart below shows the minimum and maximum average rate found for those periods.

THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 998416468079416 PLI Version 90.00 (MI) August 03, 2023 01:52 PM

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