No Lapse Premium Age 40 Analysis

Coverage Changes

Coverage Changes

Changing the Basic Insurance Amount may cause the Policy to become a MEC. A request to reduce the Basic Insurance Amount must be made to the Company in writing.

Non-Guaranteed Results Based on S&P 500 ® Indexed Account 5.10% @ and Current Charges

Basic Insurance Amount

Change in Basic Insurance Amount

Year

1-26

$700,000

$700,000

27

$573,000#

-$127,000

28-81

$500,000

-$73,000

@ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. # The Coverage Amount has been reduced due to a withdrawal.

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