No Lapse Premium Age 40 Analysis
Alternative Values
Valued Client, Male, 40 Non-Smoker $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $13,372.00
This report shows results based on an alternate allocation and how the policy would perform under the indicated assumptions of interest rates and charges.
Alternate Values
Initial Payment Allocations @
Guaranteed Interest Rate @
Alternate Interest Rate @
Initial Non-Guaranteed Illustrated Interest Rate @
Fixed Account
0%
1.00% 0.00% 0.00%/ 0.00%
1.00% 1.95% 1.95%/ 0.00%
3.65% 5.10% 2.77%/ 1.20%
S&P 500 ® Indexed Account
100%
Goldman Sachs Voyager Indexed Account with
0%
Daily Interest Advantage
Initial Matured Index Segment Allocation @
Renew
Guaranteed Results Based on Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Annual = Contract Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
- Withdrawa l
1 2 3 4 5 6 7 8 9
40 41 42 43 44 45 46 47 48
13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372 13,372
0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
516
4,099
5,039
8,710
14,569 25,367 36,691 48,075 59,680 71,746 84,024 96,652 109,706 123,127 136,763 150,602 164,752 177,714 190,837 204,096 217,464 230,949
16,464 28,572 41,592 55,088 69,246 84,342 100,158 116,870 134,590 153,300 172,891 193,397 214,974 236,178 258,422 281,745 306,193 331,848
17,023 25,484 33,817 42,169 50,697 59,239 67,929 76,746 85,649 94,462 103,179 111,800 118,924 125,967 132,921 139,769 146,474
10 49
Total
$133,720
$133,720
11 50 12 51 13 52 14 53 15 54 16 55 17 56 18 57 19 58 20 59
Total
$267,440
$267,440
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. £ The assumed distribution cannot be made under the illustrated interest rate and charges. Therefore, under this scenario either no distribution or only a partial distribution is available and the policy is assumed to end. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 998758036911759 PLI Version 90.00 (MI) August 03, 2023 01:57 PM
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