No Lapse Premium Age 40 Analysis

Segment Maturity Date The segment maturity date is the last day of the segment duration. On the segment maturity date, Index Interest is calculated. Surrender Charges Surrender charges may apply within the first 14 policy years of initial base policy coverage, if you make a withdrawal on a policy with a Type A (Fixed) death benefit, reduce the Basic Insurance Amount, or surrender the policy. In any year illustrated, the surrender charge is equal to the difference between Contract Fund and Cash Value. Surrender charges will decrease over time until they reach zero. The maximum surrender charge in any policy year is shown in the policy.

Glossary of Terms

Non-Guaranteed Results Based on S&P 500 ® Indexed Account 5.10% @ and Current Charges

Year

Contract Fund

Surrender Charge

Surrender Value

1 2 3 4 5 6 7 8 9

6,777

15,057 14,350 13,580 12,691 11,683 10,836

0 0

13,856 21,465 29,478 38,070 47,118 56,645 66,762 77,387 88,539 100,303 112,661 125,626 139,214 153,563

7,885

16,787 26,387 36,282 46,649 57,753 69,365 81,644 94,675 108,440 122,812 137,807 153,563

9,996 9,009 8,022 6,895 5,628 4,221 2,814 1,407

10 11 12 13 14 15

0+

+ Surrender Charge is zero in year 15 and thereafter.

Surrender Value The Surrender Value is the amount you would receive, based on the assumptions used in this illustration, if you surrendered the policy. This amount reflects the greater of the Contract Fund and the alternate contract fund minus any Surrender Charges, minus the outstanding loan and any unpaid Loan Interest. The Surrender Value does not reflect any taxes that may be due upon surrender of the policy. The value shown in the illustration is as of the end of the policy year.

THIS ILLUSTRATION IS NOT VALID WITHOUT ALL PAGES. ILLUSTRATION ID - 998991155502882 PLI Version 90.00 (MI) August 03, 2023 02:01 PM

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