No Lapse Premium Age 40 Analysis
Valued Client, Male, 40 Preferred Non-Tobacco $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $8,539.00
Alternate Values
Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
21 22 23 24 25 26 27 28 29 30 32 33 34 35 36 37 38 39 40 42 43 44 45 46 47 48 49 50
60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89
8,539 8,539 8,539 8,539 8,539 8,539 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768 5,768
74,502 77,914 80,929 83,479 85,515 86,981 80,371 79,058 77,040 74,028 70,184 65,132 58,640 50,454 40,291 27,700 12,360
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000<
149,066 157,257 165,382 173,381 181,199 188,866 188,493 193,780 198,827 203,474 207,901 212,073 215,777 218,910 221,396 223,000 223,614 223,029 220,957 217,242 211,245 203,321 192,457 177,965 158,862 133,867 101,219 58,545
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000<
218,875 235,835 253,511 271,902 291,021 310,956 323,655 343,053 363,358 384,567 406,891 430,422 455,189 481,308 508,717 537,235 566,793 597,537 629,321 662,400 696,504 732,183 769,048 807,106 846,352 886,791 928,434 971,326
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 609,000< 609,000< 609,000< 609,000< 609,000< 609,000< 625,700< 651,158< 676,916< 708,492< 734,970< 767,772< 794,880< 828,840< 856,655< 892,095< 928,172< 964,842< 1,002,074 < 1,039,846 < 1,078,172 < 1,117,133 < 1,156,874 <
0 &
Total 31
$239,318
0 0 0 0 0 0 0 0 0 0 0 0 0
Total 41
$296,998
2,733
1,015,576 1,061,352
0
Total
$354,678
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
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