Raider Family

AIS Recommends

Pro ‐ Rated Equiv

Compare

Base W2

Pay Perds Inc Tax

Exclude

Include

100,000 Max EE

26

25% 50,000 350,000

Age Band Prem Rate

Pre Tax

Pre Tax

Post Tax IRS Table I

Pre Tax

Post Tax

30 Year

16.0%

Election Withhold Withhold Equivalnt

Included Cost from Levl Term Guar Levl

Ratable Ratable

Ratable

Att

$ / 1000 4 x Base 400,000 400,000 Prem Cost

$ / 1000 / Annual

Income 400,000 2,500,000 Premium 400,000 Premium Savings

Yr Age

/ Deduct

le $1M / Deduct

/ Annual

/ Annual

/ Annual

Grp Life

Pers Own / Annual

Face / Annual

/ Annual

1 31 2 32 3 33 4 34 5 35 6 36 7 37 8 38 9 39 10 40 11 41 12 42 13 43 14 44 15 45 16 46 17 47 18 48 19 49 20 50 21 51 22 52 23 53 24 54 25 55 26 56 27 57 28 58 29 59 30 60

0.033 0.033 0.033 0.033 0.049 0.049 0.049 0.049 0.049 0.071 0.071 0.071 0.071 0.071 0.108 0.108 0.108 0.108 0.108 0.180 0.180 0.180 0.180 0.180 0.321 0.321 0.321 0.321 0.321 0.440

400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000 400,000

13.2 13.2 13.2 13.2 19.6 19.6 19.6 19.6 19.6 28.4 28.4 28.4 28.4 28.4 43.2 43.2 43.2 43.2 43.2 72.0 72.0 72.0 72.0 72.0

343 343 343 343 510 510 510 510 510 738 738 738 738 738

257 257 257 257 382 382 382 382 382 554 554 554 554 554 842 842 842 842 842

0.96 0.96 0.96 0.96 1.08 1.08 1.08 1.08 1.08

336 336 336 336 378 378 378 378 378 420 420 420 420 420 630 630 630 630 630 966 966 966 966 966

84 2,500,000 84 2,500,000 84 2,500,000 84 2,500,000 95 2,500,000 95 2,500,000 95 2,500,000 95 2,500,000 95 2,500,000 105 2,500,000 105 2,500,000 105 2,500,000 105 2,500,000 105 2,500,000 158 2,500,000 158 2,500,000 158 2,500,000 158 2,500,000 158 2,500,000 242 2,500,000 242 2,500,000 242 2,500,000 242 2,500,000 242 2,500,000 452 2,500,000 452 2,500,000 452 2,500,000 452 2,500,000 452 2,500,000 693 2,500,000

3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000 3,075 400,000

492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492 492

‐ 151 ‐ 151 ‐ 151 ‐ 151

‐ 15 ‐ 15 ‐ 15 ‐ 15 ‐ 15 167 167 167 167 167 508 508 508 508 508

1.2 1.2 1.2 1.2 1.2 1.8 1.8 1.8 1.8 1.8

1,123 1,123 1,123 1,123 1,123 1,872 1,872 1,872 1,872 1,872 3,338 3,338 3,338 3,338 3,338 4,576

1,404 1,404 1,404 1,404 1,404 2,504 2,504 2,504 2,504 2,504 3,432

2.76 2.76 2.76 2.76 2.76 5.16 5.16 5.16 5.16 5.16 7.92

1,154 1,154 1,154 1,154 1,154 2,463 2,463 2,463 2,463 2,463 3,633

128.4 128.4 128.4 128.4 128.4 176.0

1,806 1,806 1,806 1,806 1,806 2,772

43,857

32,893

6,279

Total

14,760

24,412

400,000

39,172