Special Executive Financial Security

Funding Goal

500,000

Sample Exec

When Living Benefits Begin @

Mobility Limiting Age Age 82

A Plan for Mobility Independence & Dignity

After

Edible Term Arrangement Employer Sponsor Difference

Age 78

Age 82

Age 86

Age 95

Net

Insured Executive

Insured's Net Yield on All Personal Cash Flow

IRR >



14.56% 11.66% 6.26% 0.00%

Investment Rate of Return on Premiums Paid and Benefits Received

Annual Cash Flow Reflects All Living & Survivor Benefits

Gross Yield >

Equiv Gross @ 35% Tax All Personal Cash Flow



22.41% 17.93% 9.64%

Increased Net Yield to Insured from Sponsor's Cash Flow

Additional Value to Insured Net



from Employer Sponsor's

IRR >

9.83% 7.58% 3.62%

Premium Payments

Annual Premiums reflect Male, Non Smoker, Preferred @ Insured Age 50. Risk Class subject to Underwriting

Includes Chronic Illness Rider Premium ( approx 9% of Total Annual Premium ) 10,000

Max Monthly Living Benefit ( lesser of 2% of Initial Death Benefit or HIPAA per diem ) HIPAA per diem Monthly ( $390 Daily x 30 in 2022 ) reflects Projected Inflation

3.00%

Cost of Waiting to Purchase often Increases by Changes to Age, Health and Product Availability

Create Date: 13 ‐ Jul ‐ 22

Page 3 / 5

See AiS Proposal Appendix for Prudential Life Home Office Illustration(s) reflecting detailed Policy Values, Features, Benefits and Costs