No Lapse Premium Age 40 Analysis
Alternative Values
Valued Client, Male, 40 Non-Smoker $700,000 Initial ## PruLife ® Founders Plus Indexed UL Type A (Fixed) Death Benefit Cash Value Accumulation Initial Annual Premium Outlay $10,372.00
This report shows results based on an alternate allocation and how the policy would perform under the indicated assumptions of interest rates and charges.
Alternate Values
Initial Payment Allocations @
Guaranteed Interest Rate @
Alternate Interest Rate @
Initial Non-Guaranteed Illustrated Interest Rate @
Fixed Account
0%
1.00% 0.00% 0.00%/ 0.00%
1.00% 1.95% 1.95%/ 0.00%
3.65% 5.10% 2.77%/ 1.20%
S&P 500 ® Indexed Account
100%
Goldman Sachs Voyager Indexed Account with
0%
Daily Interest Advantage
Initial Matured Index Segment Allocation @
Renew
Non-Guaranteed Results Based on Non-Guaranteed Results Based on
Guaranteed Results Based on
Initial Non-Guaranteed Illustrated Interest Rates @ and Current Charges
Guaranteed Interest Rates @ and Maximum Charges
Alternate Interest Rates @ and Current Charges
Annual Premium Outlay
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Surrender Value
Death Benefit
Year
Age
1 2 3 4 5 6 7 8 9
40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59
10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372 10,372
0 0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
0 0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
0 0
700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000< 700,000<
834
6,500
7,885
6,457
14,456 22,833 31,207 39,738 48,664 57,733 67,079 76,760 86,729 96,830 107,046 117,480 126,631 135,833 145,053 154,250 163,423
16,787 26,387 36,282 46,649 57,753 69,365 81,644 94,675 108,440 122,812 137,807 153,563 168,615 184,342 200,755 217,861 235,709
12,196 17,773 23,333 29,035 34,714 40,501 46,375 52,290 58,069 63,700 69,181 73,111 76,902 80,544 84,015 87,272
10
Total 11
$103,720
12 13 14 15 16 17 18 19 20
Total
$207,440
## See the Coverage Changes section. @ Refer to About the Interest Rates section for information about the interest rates and allocations used in this illustration. < Indicates the No-Lapse Guarantee will provide a guarantee against lapse for the entire policy year. Please refer to the Additional Information section for terms and conditions. & Policy values are used to pay monthly charges, which continue to be deducted from the Contract Fund. Additional premiums may be necessary if results are less favorable than shown. ‡ The policy ends and coverage ceases because the Cash Value is not greater than zero and the No-Lapse Guarantee is not in effect. You will have taxable income under the policy if the policy ends with an outstanding loan in excess of cost basis. Please refer to the Additional Information section. Results labeled as non-guaranteed are not guaranteed. They are based on assumptions that are not likely to continue unchanged in future years and are subject to change by the insurer. Actual results may be higher or lower.
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